Huron Valley State Bank (OTCBB:HVLM) today announced 2012 second quarter net income of $162,000, or $0.20 per diluted share, compared to net income of $120,000, or $0.14 per diluted share, in the first quarter of 2012 and net income of $47,000, or $0.06 per diluted share, in the second quarter of 2011. Net income was $282,000 or $0.34 per diluted share, for the six months ended June 30, 2012, compared to a net income of $118,000 or $0.14 per diluted share, for the six months ended June 30, 2011. Key indicators of bank performance ending June 30, 2012 noted that the Bank's return on average equity (ROAE) was 6.51 % with return on average assets (ROAA) of 0.77%. This solid performance confirms the Bank's 5-Star Rating from Bauer Financial, the nation's leading bank rating and research firm.

Total assets at June 30, 2012 were $ 77,304,000 compared to $63,759,000 at June 30, 2011, an increase of $13,545,000 or 21.24%. Total loans were fairly flat for the year at $53,259,000, while retail deposits expanded over 18% finishing the quarter at $68,480,000. Asset quality of the Bank remains strong with no loans reporting as past due for the second quarter of 2012.

MILFORD, MI, November 7, 2011 – Huron Valley State Bank (OTCBB:HVLM) today announced 2011 third quarter net income of $70,000, or $0.09 per diluted share, compared to net income of $47,000, or $0.06 per diluted share, in the second quarter of 2011, and net income of $33,000, or $0.04 per diluted share, in the third quarter of 2010. Net income was $188,000 or $0.23 per diluted share, for the nine months ended September 30, 2011, compared to a net income of $84,000 or $0.10 per diluted share, for the nine months ended September 30, 2010.

MILFORD, MI, February 28, 2011 — Huron Valley State Bank (OTCBB:HVLM) announced 2010 fourth quarter net income of $127,000, or $0.15 per diluted share, compared to net income of $33,000, or $0.04 per diluted share, in the third quarter of 2010 and a net loss of $186,000 or ($0.23) per diluted share, in the fourth quarter of 2009. Net income was $211,000 or $0.26 per diluted share, for the twelve months ended December 31, 2010, compared to a net loss of $538,000 or ($0.66) per diluted share, for the twelve months ended December 31, 2009.