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Savings & CD Rates

Rates effective as of  

Savings
Statement Savings Rate APY*
$1 & above 0.05% 0.05%
Money Market Savings Rate APY*
$5,000 - $9,999.99 0.10% 0.10%
$10,000 - $24,999.99 0.15% 0.15%
$25,000 & above 0.15% 0.15%

 

Certificates of Deposit
1 - 5 Mos. Rate APY*
$500 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.10% 0.10%
$100,000 & above 0.10% 0.10%
6 - 11 Mos. Rate APY*
$500 - $49,999.99 0.20% 0.20%
$50,000 - $99,999.99 0.25% 0.25%
$100,000 & above 0.25% 0.25%
1 Year Rate APY*
$500 - $49,999.99 0.40% 0.40%
$50,000 - $99,999.99 0.40% 0.40%
$100,000 & above 0.40% 0.40%
2 Year Rate APY*
$500 - $49,999.99 0.50% 0.50%
$50,000 - $99,999.99 0.50% 0.50%
$100,000 & above 0.50% 0.50%
3 Year Rate APY*
$500 - $49,999.99 .60% .60%
$50,000 - $99,999.99 .60% .60%
$100,000 & above .60% .60%
4 Year Rate APY*
$500 - $49,999.99 .80% .80%
$50,000 - $99,999.99 .80% .80%
$100,000 & above .80% .80%
5 Year Rate APY*
$500 - $49,999.99 .90% .90%
$50,000 - $99,999.99 .90% .90%
$100,000 & above .90% .90%

 

 

PENALTY INFORMATION

Terms up to 3 Months: 1 Month Interest
Terms from 4-6 Months: 3 Months Interest
Terms over 6 Months: 6 Months Interest

*APY = Annual Percentage Yield

**Interest rates and APY's are effective as of the date listed above. Rates are subject to change any time without notice. Fees may reduce earnings on accounts. A penalty will be imposed for early withdrawal from Certificates of Deposit. For current rate information, please call 248.684.9626.