As a community bank, we understand your needs because we live and work where you do. Local banking decisions means faster approval and personalized service. We offer a variety of loans to help you realize your dreams. Whether you’re ready to remodel the house, pay down or consolidate some bills, buy a car or take the vacation of your dreams, we’re ready to lend money.

Loan Programs

  • Mortgage Loans - Looking to buy a new home or refinance the one you're in already? Our home loans can make it happen.
  • Home Equity Loans - Take advantage of the equity in your home to get the cash you need to make a big purchase, pay for college or consolidate debt.
  • Auto Loans - Whether you're looking for a new or previously owned vehicle, we'll make purchasing it easy.
  • Personal Loans - Loans for a variety of needs with flexible terms and rates.
  • Recreational Vehicle Loans - Let us help with your next "road trip" with great RV financing options.
  • Credit Cards - Put the power of convenience in the palm of your hand with a HVSB credit card!

Loan Rates

We provide rates for our consumer loans online. When you're ready to get started with an application, contact us to get in touch with your local lender today!