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Online Banking

With Huron Valley State Bank's Online Banking, you can easily manage your accounts 24 hours a day, 7 days a week. You can check balances, monitor daily transactions, transfer between accounts and so much more.  Use Online Bill Pay to schedule automatic payments to ensure your bills are paid on time without the hassle of mailing checks.

To get started with Online Banking, you can conveniently enroll online. Or, if you prefer, you can stop by one of our offices and our staff would be glad to assist you.

 

Important Home Equity Loan Disclosure Information

APR - Annual Percentage Rate.  Subject to credit approval.  Property Insurance is required. Eligible properties include owner-occupied 1- to 4-family properties, condominiums, 2nd/vacation homes and investment property.

Line of Credit:

Annual Percentage Rate (APR) is based upon the Wall Street Journal Prime Rate.  Information about this index is available in the Wall Street Journal.  Rates are subject to change at any time. As of 03/17/2020 prime rate is 3.25%.  APR will never be lower than 3.25%, or higher than 25.00%.  Loans greater than $100,000 will incur closing costs of $500, which covers appraisal, title insurance, tax service fee, flood determination and recording fees.  If line is closed within 3 years an early termination fee of $350 will apply.

The minimum monthly payment is equal to the interest that accrued on the outstanding balance during the preceding billing cycle or $50, whichever is greater. Balloon payment may be required if only minimum payments are made during 5 year draw period.  For example; a credit advance of $10,000 at 4.75% APY would result in 59 payments of $50 and a final payment of $9,347.13.

Term Loan:  

A loan processing fee of $150 applies to all term loans.  Payment example: If you borrow $10,000 at 5.75% you will make 120 payments of $109.77.