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Home Equity 

A Home Equity Loan can be used for home improvements, college tuition, purchase of personal property or other general consumer purposes. The loan amount is based on the appraised value and equity in your home. Your home could be one of your most valuable assets, let it go to work for you.

Huron Valley State Bank offers lines of credit and fixed rate term loans with competitive terms, no application fee or closing costs, and a low annual fee. This is a preferred way to borrow as interest payments are usually tax deductible (please contact your tax advisor).

Home Equity Line of Credit
These loans offer a low variable rate and the flexibility of interest-only payments on the portion of the line you use for the five-year term of the loan.

Home Equity Term Loan
These fixed-rate loans offer amortizations from 5-15 years and the comfort of equal monthly payments throughout the loan term. You have the flexibility to pay it off entirely, or pay extra towards principal, without penalty.

To apply for your home equity loan, stop by one of our branches to speak with a Loan Representative or call us at 248.684.9626.