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  Consumer Loan Rates      
 
                                      Consumer Loan Rates effective February 13, 2014 
 

Loan Product

APR* as low as

New Auto (2013– 2014)

 

       24 - 36  Months

3.743%

       48 - 60 Months

3.803%

       72 Months

4.005%

 

 

Used Auto (2009– 2012)

 

       24 - 36 Months

4.244%

       48 - 60 Months

4.305%

 

 

Boat & RV’s (2008-2014)

 

       48 - 60 Months

5.558%

       84 - 120 Months

6.415%

 

 

Motorcycle, Snowmobile, ATV, PWC (2008-2014)

 

       24 - 36 Months

5.748%

       48 - 60 Months

5.881%

 

 

Personal Loans - $2,000 - $10,000**

 

       12 Months

12.867%

       24 – 36 Months

16.547%



*APR = Annual Percentage Rate. Rates listed above are based on excellent credit history and automatic payment from an account at Huron Valley State Bank. 
 
APR's for a 60 month auto loan for a model year 2012-2013 currently range from 3.499% to 4.997%.  Loan Payment Example: The monthly payment per $1,000 borrowed at 3.499% APR for a term of 60 months would require 60 monthly payments of $18.88.
Credit is subject to approval.  Rates, terms and conditions are subject to change at any time based on market conditions and other factors.