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Consumer Loan Rates
Consumer Loan Rates effective February 1, 2013
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Loan Product
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APR* as low as
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New Auto (2012– 2013)
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24 - 36 Months
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3.743%
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48 - 60 Months
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3.803%
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72 Months
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4.005%
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Used Auto (2008– 2011)
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24 - 36 Months
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4.244%
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48 - 60 Months
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4.305%
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Boat & RV’s (2007-2013)
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48 - 60 Months
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5.558%
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84 - 120 Months
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6.415%
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Motorcycle, Snowmobile, ATV, PWC (2007-2013)
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24 - 36 Months
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5.748%
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48 - 60 Months
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5.881%
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Personal Loans - $2,000 - $10,000**
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12 Months
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12.867%
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24 – 36 Months
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16.547%
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*APR = Annual Percentage Rate. Rates listed above are based on excellent credit history and automatic payment from an account at Huron Valley State Bank.
APR's for a 60 month auto loan for a model year 2012-2013 currently range from 3.499% to 4.997%. Loan Payment Example: The monthly payment per $1,000 borrowed at 3.499% APR for a term of 60 months would require 60 monthly payments of $18.88.
Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions and other factors.
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